Overview
Yusys’ consumer finance solution is an all-round and full life cycle industry solution for consumer financial institutions based on core system development, business operation cooperation, technology empowerment of financial institutions, and Yusys’ consumer finance business innovation experience of more than 10 years. It covers complete solutions for the entire life cycle of consumer finance company opening preparations, technological operations, business innovations, data cooperation, and asset fund integration.
Relying on Yusys Financial Cloud, the exportable consumer finance capabilities cover consumer core system development capabilities, asset fund matching and integration capabilities, business risk control capabilities, AI application capabilities, consumer finance peripheral system capabilities, consumer finance business and technology expert team service ability. It can provide consumer financial institutions with targeted services at different business development stages such as opening preparation, business volume, system transformation, IT upgrade, asset-side promotion and integration, and fund-side matching.
Relying on Yusys Financial Cloud, the exportable consumer finance capabilities cover consumer core system development capabilities, asset fund matching and integration capabilities, business risk control capabilities, AI application capabilities, consumer finance peripheral system capabilities, consumer finance business and technology expert team service ability. It can provide consumer financial institutions with targeted services at different business development stages such as opening preparation, business volume, system transformation, IT upgrade, asset-side promotion and integration, and fund-side matching.
Main Cases
Features
01.
For newly opened consumer finance companies
01.
For newly opened consumer finance companies
It can help consumer finance companies to solve the urgent problems of financial compliance, rapid opening, market resource integration, and rapid increase in volume required in the initial stage of opening. It can help such companies quickly expand their business and provides rapid support in the form of technology and business empowerment.
The functions include: basic financial cloud, consumer finance core, consumer accounting system, external resource integration, intelligent risk control platform, data marts, intelligence customer service, regulatory submissions, technology butler services, and operations butler services.
Basic financial cloud: a compliant data integration platform supervised by the China Banking and Insurance Regulatory Commission that has acquired authoritative system certification.
Consumer finance core: a consumer finance core system with a microservice architecture, a core business support system that meets the requirements of the internet and the current characteristics of the latest consumer finance business in terms of performance and product innovation.
Consumer Accounting System: A consumer financial accounting system with a micro-service architecture, which supports account, adjust accounting settlement, and interest calculation of consumer finance.
External resource integration: With the help of Yusys' Asset Cube platform, it supports customers with the integration of asset and capital parties, and provides resource integration for consumer finance companies to quickly upgrade their business.
Intelligent risk control platform: Yusys' smart risk control platform provides services such as customer risk scores, customer profiles, risk early warning, anti-fraud, and secondary marketing for existing customers through customized risk control models for the consumer business.
Technology butler service: Provide guidance on technology operation, system construction planning, implementation, and system development guidance for consumer finance companies. Lead the business development of consumer finance companies with technology and provides strong technological support for the realization of overall business goals.
Operation butler service: Based on Yusys’ Asset Cube operating experience and the scientific and technological service capabilities provided to consumer finance companies over the years, it provides business operations, product design, and operation expert services for gold consumer business, and helps them improve their performance.
The functions include: basic financial cloud, consumer finance core, consumer accounting system, external resource integration, intelligent risk control platform, data marts, intelligence customer service, regulatory submissions, technology butler services, and operations butler services.
Basic financial cloud: a compliant data integration platform supervised by the China Banking and Insurance Regulatory Commission that has acquired authoritative system certification.
Consumer finance core: a consumer finance core system with a microservice architecture, a core business support system that meets the requirements of the internet and the current characteristics of the latest consumer finance business in terms of performance and product innovation.
Consumer Accounting System: A consumer financial accounting system with a micro-service architecture, which supports account, adjust accounting settlement, and interest calculation of consumer finance.
External resource integration: With the help of Yusys' Asset Cube platform, it supports customers with the integration of asset and capital parties, and provides resource integration for consumer finance companies to quickly upgrade their business.
Intelligent risk control platform: Yusys' smart risk control platform provides services such as customer risk scores, customer profiles, risk early warning, anti-fraud, and secondary marketing for existing customers through customized risk control models for the consumer business.
Technology butler service: Provide guidance on technology operation, system construction planning, implementation, and system development guidance for consumer finance companies. Lead the business development of consumer finance companies with technology and provides strong technological support for the realization of overall business goals.
Operation butler service: Based on Yusys’ Asset Cube operating experience and the scientific and technological service capabilities provided to consumer finance companies over the years, it provides business operations, product design, and operation expert services for gold consumer business, and helps them improve their performance.
02.
For consumer finance companies that have been in business for three to five years
02.
For consumer finance companies that have been in business for three to five years
It can solve the problems of old systems in the initial stage wherein, they are unable to meet new busines performance requirements. It helps establish a more complete risk control system, big data risk control, and marketing capacity building, improves secondary marketing capabilities, and introduces advanced AI technology in the industry to help the development of core business.
The functions include: basic financial cloud, core consumer microservices, microservice accounting system, intelligent risk control platform, resource integration, secondary marketing, joint loans, AI capacity building, and expert services.
AI capacity building: Integrate the industry's top AI product capabilities, and provide AI applications based on consumer finance-based process bots, intelligent interaction, intelligent marketing, image recognition, and other consumer finance scenarios to improve customer experience and strengthen system operation and marketing efficiency and accuracy.
The functions include: basic financial cloud, core consumer microservices, microservice accounting system, intelligent risk control platform, resource integration, secondary marketing, joint loans, AI capacity building, and expert services.
AI capacity building: Integrate the industry's top AI product capabilities, and provide AI applications based on consumer finance-based process bots, intelligent interaction, intelligent marketing, image recognition, and other consumer finance scenarios to improve customer experience and strengthen system operation and marketing efficiency and accuracy.
03.
For consumer finance companies which have operated for many years and urgently need to break through business and technical bottlenecks
03.
For consumer finance companies which have operated for many years and urgently need to break through business and technical bottlenecks
Through financial cloud capabilities such as asset-side fund matching, scenario integration and usage, and AI technology capability empowerment, it opens new growth points for consumer finance companies.
The functions include: scenario integration, capital asset matching, customer profiles, intelligent outbound calls, expert services, risk control models, AI product series, and data-driven functions.
Yusys' Financial cloud consumer finance service system is tailor-made for consumer finance companies to create the ultimate experience for the consumer finance business.
The functions include: scenario integration, capital asset matching, customer profiles, intelligent outbound calls, expert services, risk control models, AI product series, and data-driven functions.
Yusys' Financial cloud consumer finance service system is tailor-made for consumer finance companies to create the ultimate experience for the consumer finance business.
