Overview
Standard business processing procedures and rules:
flexibly design standardized and unified business processing procedures, formulate unified business rules, reduce participation in institutional system development, reduce system complexity, and ensure safe, stable and efficient system operation.
Efficient fund payment and clearing function:
Support 24*7 business operation, meet customers’ all-weather payment needs, and adopt real-time processing and full settlement of funds for payment business. Every payment business is received in real time, realizing zero inter-agency fund clearing in transit, providing customers with convenient and efficient payment and settlement services, and improving the efficiency of fund use.
Comprehensive liquidity risk management functions:
For the clearing account of the payment system, provide a complete business management mechanism and clearing account balance management function to provide participating institutions with comprehensive liquidity risk management methods.
Efficient risk control and error handling functions:
Use computer control to move the risk management port forward, realize the system's process control of business processing, and improve the internal risk control capability of business management. Use intelligent monitoring models to improve the risk monitoring capability of the clearing account and effectively analyze the funds of the clearing account. Provide a complete error handling mechanism to improve the level of business operation management.
Powerful data storage and information management functions:
Unify system data specifications and support the traceability of the entire process of various transaction flow records. Through visual display tools such as query reports, in-depth mining, processing, and analysis of a large number of payment and settlement information in the system provide comprehensive services for business management and expansion. , which supports the reporting of regulatory data and effectively monitors funds transaction information of customers and participating institutions.
Quick parameter configuration and business customization functions:
It achieves parameterized management, supports rapid business customization, flexible cost measurement and convenient authority maintenance, which is in according to refine the common attributes and interrelationships of transaction , institutions and account settlement in the system.